http://travel-to--vietnam.blogspot.com/2011/10/money-exchange-for-vietnam-services.html
Money Exchange for Vietnam -Services - Money
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Currency information:
Dông (VND; symbol ₫). Notes are in denominations of ₫500,000, 200,000, 100,000, 50,000, 20,000, 10,000, 5,000, 2,000, 1,000 and 500. Coins are in denominations of ₫5,000, 2,000, 1,000 and 500.
Credit cards:
An increasing number of outlets accept MasterCard and Visa. However, outside main towns and cities, it is wise to carry cash. There are ATMs in many major towns, but not in rural areas.
ATM:
There are plenty of ATMs in major towns, but they can be scarce in rural areas. ATMs issue Dông, and the single withdrawal limit varies, depending on the bank, ranging from ₫2,000,000 to much larger amounts.
Travellers cheques:
Travellers' cheques are accepted in banks, money changers and some hotels although most travellers now use debit cards because of the increased number of ATMs. It is best to take US Dollar travellers' cheques to avoid additional exchange rate charges and expect to pay a high commission.
Banking hours:
Varies from bank to bank but generally Mon-Fri 0830-1600; some may close for lunch. Many banks are also open on Saturday morning; all banks are closed on Sunday.
Currency restriction:
Import and export of local currency is limited to ₫15,000,000. Import and export of foreign currency over US$7,000 should be declared at customs.
Currency exchange:
The US Dollar is the most favoured foreign currency. Australian, British, Japanese, Singaporean and Thai currency, as well as the Euro, can usually be changed in the larger cities; great difficulty may be encountered in trying to exchange any other currencies. There is a commission charge for changing money in banks.
